Back in 2016 after 30 years service I was about to retire, my company pension looked ok but I felt I could do better & wanted to secure the best possible ongoing regular income along with accessible cash availability. So on the recommendation of a close friend, who is... read more a senior accountant with one of the major banks, I contacted Ricky Chan. Having met Ricky I felt confident that his advice & service would be perfect for my needs & I appointed him as my financial adviser in respect of the funds that we transferred out of my company pension fund along with my other sources of income. My experience from our meetings & our other exchanges ever since have proved that original confidence to have been fully borne out. I have the utmost confidence in his judgement & he has always dealt with my enquiries in clear comprehensible terms ensuring I have a full understanding of his recommendations & his knowledge & experience ensures that potential issues are rounded off in the normal course of his management of my finances & when any situation calls for specific expert advice he has the relevant contacts to advise &/or deal with such matters. He always leaves me at ease & enlightened & keeps my finances ahead of the game but certainly not I any speculative way. He is great company & our meetings are very pleasant occasions & my retirement fund & other finances have performed very well under his management & guidance. Mick Moohan

Given that I don't have much credit history, I decided to engage Alan's help in my mortgage application. Alan is professional and very knowledgeable. Since I am new to the process, he is extremely patient and helpful in clarifying all my queries. Most importantly Alan is very responsive, super... read more efficient and getting things done. I was fortunate to have my mortgage come through within a week of application (of course this would be subjected to many factors). I also appreciate him being there for me whenever I needed his advice and guidance to navigate this. Coming from a customer facing background, I can truly say that Alan has definitely provided a high standard of service which I found it quite rare to find. I am very thankful and highly satisfied with what he has offered and would highly recommend Alan and IFS to anyone. Keep up the excellent work. I am so glad I had your help!

I just want to say a big thanks to you Alan Chan for all of your assistance with our case. The attention to detail you have shown combined with your thorough knowledge of the marketplace have enabled us to achieve what seemed otherwise unreachable and we are now racing... read more towards our moving day! Both I and Lucas are extremely grateful for everything you have done for us and I would highly recommend your services to anyone seeking a Mortgage. It costs nothing to make the initial enquiry but I am sure others will be pleasantly surprised at how you can navigate them through the minefield that is the mortgage world to achieve the best possible outcome just as you did for us. So thanks again for everything you have done to assist us and allowed us to move on in the property market.

I will absolutely recommend IFS to anyone looking for assistance with a mortgage. Alan has gone by far above and beyond in guiding me through the process as a first time buyer and finding me a mortgage. Alan has always been professional, communicative, knowledgeable, patient and quick to answer... read more any queries I may have. Alan, thanks so much for your help and patience.

Alan helped me secure a mortgage recently which went smoothly. We had great communication throughout the process and the next steps are always explained clearly and concisely. Alan is clearly very knowledgeable and was able to advise the various mortgage options in the market tailored to my circumstances. ... read more Thank you for your help, Alan! I would recommend IFS Wealth & Pensions to anyone.

Thank you for all the professional advice and assistance by Ricky Chan. Ricky was responsive and helpful. We highly appreciated with his service and recommend IFS! 😊😊 👍🏻

Excellent

Highly recommend. Professional and efficient. They helped me a lot on my first mortgage in UK.

Alan has been fantastic to work with and provided sound professional advice. He was always on hand to answer any queries and was supportive throughout the process. Would definitely use his services again.

I'd strongly recommend Alan to anyone. He managed my pension while I was self-employed, and helped my partner and I find a fantastic (and timely!) deal on our mortgage. He's always available to give excellent, clear, financial advice. Someone I trust implicitly with discussing my plans for the future.

Highly recommend IFS Wealth & Pensions. Alan Chan has been advising me for years, always super efficient, professional yet feels like you are talking to a friend and there are also the little things that don't go unnoticed, gentle reminders, honesty and birthday cards from IFS. He has advised on... read more pensions, mortgages, options and answered any queries clearly. I trust him 100%.

I really want to say thank you to ricky's team.They can provide an excellent mortgage advise. Many thanks their effort👍