We are a team of highly qualified Chartered Financial Planners and Independent Financial Advisers (IFAs). This is frequently regarded as the “Gold Standard” in the profession and gives our clients peace of mind that they’re receiving proper financial planning and financial advice.

We are passionate about helping our clients manage their financial affairs more efficiently as we believe the sound advice we give now can have a big positive impact on our clients’ future. More than this, our clients receive peace of mind so they can get back to doing what they do best – enjoying their lives.

We stand by our promise to only use plain and jargon-free language and the result is clear and honest advice that you can trust. This is important in an increasingly complex world of finance. Using our expertise and combined industry experience, we can help identify the best options for you.

We are very proud to be awarded the Corporate ‘Chartered Financial Planners’ status by the Chartered Insurance Institute (CII). This accolade is widely regarded as the gold standard within the profession. Fewer than 5% of financial advice firms are Chartered and IFS Wealth & Pensions is delighted to join the elite group of firms.

Chartered firms possess the highest technical knowledge and understanding of financial matters, and embed strong ethics throughout the business.  These firms also demonstrate their professional commitment by continuously pushing themselves to achieve higher standards.  The end result is that you can be sure the financial advice you receive is of the highest quality.

In short, we sit on the same side of the table as you do, and we work for your best interests only.

Lifestyle Cashflow Planning/Modelling helps you answer the big question:

“Have I got enough money?“

This is at the heart of what we do as Chartered Financial Planners.  After establishing the future lifestyle you wish to live, including your goals, aspirations, ideal retirement age etc., we then graphically illustrate your financial future and identify any concerns and shortfalls.

This then forms the foundation of the Financial Advice we subsequently provide to help you achieve and maintain the life you want, without worrying about running out of money. Watch our Cashflow Model Video to learn more.