Our Team
Ricky Chan CFPTM FPFS
Director & Chartered Financial Planner
CERTIFIED FINANCIAL PLANNERTM Professional
One of the key principles Ricky puts into practice is to “seek first to understand before being understood” – recognising that all clients are unique, he would provide tailored financial advice only once he has fully understood his clients’ needs.
He has been advising his clients in this way since the very first day he set foot in the industry in 2010 with The Co-operative Insurance Society (CIS), which was built on good ethics and face-to-face financial advice.
As well as achieving a BSc (Hons) degree from the prestigious London School of Economics (LSE), Ricky is a Chartered Financial Planner with the Chartered Institute of Insurance (CII) and is a Fellow of the Personal Finance Society (PFS). He is also a CERTIFIED FINANCIAL PLANNERTM Professional, which is recognised globally as the gold standard for financial planning professionals.
He has also completed the Level 6 Advanced Diploma in Financial Advice (LIBF), the Investment Management Certificate (CFA UK), and has further qualifications to advise on Mortgages, Equity Release and Long-Term Care Planning. This puts him amongst the highest qualified advisers in the industry and makes him well positioned to advise on the most complex of cases.
In his spare time, he enjoys personal development and frequently listens to mentors and motivational speakers, such as Brian Tracy, Zig Ziglar, Anthony Robbins and Stephen Covey. There’s also active side of him too, taking on hobbies such as Dragon Boat racing, tag rugby, badminton and indoor rock climbing! He enjoys spending time with family, travelling and gaining new experiences.
Alan Chan FPFS
Director & Chartered Financial Planner
In 2016, Alan was awarded the Chartered Financial Planner title from Chartered Insurance Institute (CII). More recently, in 2017, Alan was named a Fellow of the Personal Finance Society (PFS). Many financial advisers aspire to use designatory letters and titles as a badge of their professionalism, and the pinnacle being ‘Chartered Financial Planner’ status.
Alan has enjoyed a successful career since he first started advising in 2008 at the Co-operative Insurance. His longest client has been with him since day one, which is a testament to his integrity.
Alan holds an Advance Diploma in Financial Planning with the Chartered Institute of Insurance (CII) as well as a BSc Honours degree at the London School of Economics (LSE).
Alan and his wife, Sin, became proud parents to 18-months-old twins and he enjoys spending time with them. Alan is also a keen badminton player and plays twice a week at his local club.
Steven Harris Dip PFS
Independent Financial Adviser
Steve is a strong believer in taking care of his clients and putting their interests first. He joined IFS Wealth & Pensions in May 2017, bringing over 20 years’ experience of working in a client advisory role in financial services, including The Co-operative Insurance Society (CIS).
Steve is a husband and father to two sons. In his spare time, he is an avid Arsenal supporter and football fan, and enjoys Archery.